Product	Rate	Points
30 Yr FRM	4.32%	0.70
15 Yr FRM	3.83%	0.60
1 Yr ARM	3.50%	0.70
5/1 Yr ARM	3.54%	0.60
30 Yr. Fixed 15 Yr. Fixed 5/1 ARM 1 Yr. ARM 3 Months 6 Months 1 Year 3 Years 10 Years 36 Years