Product	Rate	Points
30 Yr FRM	4.36%	0.70
15 Yr FRM	3.86%	0.60
1 Yr ARM	3.52%	0.70
5/1 Yr ARM	3.56%	0.60
30 Yr. Fixed 15 Yr. Fixed 5/1 ARM 1 Yr. ARM 3 Months 6 Months 1 Year 3 Years 10 Years 36 Years