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Find mortgage licensing information for each state including licensing requirements, education requirements, schools, testing, continuing education, etc.
Please note:
Licensing requirements do change occasionally. If you find information in this collection that needs to be updated please contact us with the specifics.
Mortgage Broker Licensing –
Protecting Consumers with Mortgage License Requirements

A famous quote in the real estate industry states ‘Underneath All is The Land,’ and the constantly changing ownership of this land requires financing. Mortgage Brokers are the experts who assist people in finding and negotiating the financing that fits a particular situation.

Professional Mortgage Brokers are individuals and companies who know the laws and regulations pertaining to real estate financing – individuals you can trust with your confidential information.

Mortgage licensing for mortgage brokers has evolved in order to protect consumers while they obtain mortgages. Professionals holding a mortgage license are real estate financing experts who function like catalysts between the consumer and the companies actually loaning the mortgage money. The Mortgage Broker License indicates that the Mortgage Broker has what it takes to help consumers through the maze of the mortgage origination process .

The uniqueness of the mortgage licensing laws of each state is expressed in the diversity of the laws, rules, regulations that each state adopts. The states differ on whether a Mortgage Broker even needs a mortgage license, whether the Mortgage Broker can loan on both 1st and 2nd mortgages, or whether a physical office in the state is required. As business over the internet increases, the mortgage licensing laws are becoming more lenient on this physical office requirement. States also differ on how much continuing education they require of the Mortgage Brokers. The various mortgage licensing laws also pertain to the employees of the Mortgage Brokers, and whether they, too, need a mortgage license.

By becoming a Mortgage Broker, an individual can provide hundreds of different, creative options for a consumer to use in financing a property. The consumer truly benefits because Mortgage Brokers are not employees of a particular bank or lender, but instead have a working relationship with dozens of these institutions.

Whether you are researching mortgage license requirements or you're interested in learning how to become a Mortgage Broker , we welcome you to explore the information on each state below. Although we believe all information is accurate as of today, each state is constantly striving to protect the public and provide more quality service to those using the services of a Mortgage Broker. Change in real estate financing is inevitable. To further assist you, we have included links to each state’s mortgage licensing office, and also to the state’s local NAMB site that provides current information on proposed mortgage license regulations.

You are invited to browse through the information below as you pursue your goal of becoming a Mortgage Broker.




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