Terry Dona entered the mortgage industry in 1993 and within 12 months was the top producing mortgage lender in the Mid-West with a 100% record of funding. Originally from the St. Louis area, in 1997 she moved the company's headquarters to Florida's SW Gulf Coast. Terry is well known for promoting borrower education for legitimate lending decisions, exceptionally thorough and accurate loan approvals at application, and employing strong ethics in lending. Her reputation precedes her with both her borrowers and wholesalers. The decision years ago for all borrowers to be initially approved by Terry, the firm's owner and underwriter, saved many borrowers and first time homeowners from unnecessary appraisal and inspection fees for homes not qualified for their needs. Metro Mortgage lends in over 20 states, is both HUD and VA approved, and sells loans in the wholesale market to such companies as JPMorgan Chase, Wells Fargo, CountryWide, National City Mortgage, and Wachovia to name a few.