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"Troy Thank you very much. I appreciate it. I am not good at this. Even though i get it partially, i couldnt really get entirely what this means. My credit score is 740. Looks like they lend only 75% of the CLTV? I have first mortgage balance of 278k and would like to subordinate my sec (31k)."    View Comment
"NJ"    View Comment
"Thanks Troy. I was wondering if you some one had closed with wells forgo or if some one deals with them? thanks"    View Comment
"sorry I meant CLTV. thanks"    View Comment
"Is it right that Well Forgo will refinance only 75% CLV? My broker is saying they lend only 75% of CLV. But when i spoke to them they said, they do 95%. Is there a chance that brokers get a different deal than us speak to them directly?"    View Comment
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"Hello I am trying to find what is the CLTV that Well forgo would expect for refinancing 1st mortgage. I have to subordinate my 2nd mortgage with citi. I heard from my broker that they expect 75% CLTV value? Any information in this regard would be greatly appreciated. thanks"    View Post
"Thank you very much for the inputs. It is very helpful. I will try to get in touch with you guys soon. much thanks"    View Post
"Hi I have 2 mortgages. Is it possible to subordinate the second mortgage and refi just the first one? 1st mortgage is about 78% of the home value and 2nd is about 7-8% of the home value? I was bit surprised when one of the broker told me that i can only refinance upto 80% of the value and i cannot keep the 2nd mortgage. Now the option is either close the second or pay PMI by combining both. Is it true that i cannot subordinate? There is another broker who was telling me that i could subordinate...."    View Post
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