Greetings, My profession is Personal and Professional Life Coaching out of the Denver Metro Area. Because of many years (eleven) of studing the rules and regulations of Real Estate, centered on the Lending process, I am familiar with being and fighting financial fraud since I purchased my first home in 1998. The story is long, but the lessons are great. No only long, extremely costly. So, I consider myself a success, why you might ask? Because I am in debt. The fraudulent and Financial Crime associated with the purchase of a home since my first purchase should never have been allowed to not only happen but has continued to happen and worse still is dispite all the news, litigations, and countless family homes foreclosed and retirement accounts robbed of their life savings. LIFE savings. Work forty to fifty years to enjoy retirement, the great days of relaxation, seeing the world, watching your grandchildren grow is mere dream loss for many. Sorry but I am perplexed as to how this will happen for many years to come. My reason for becoming a regular reader and participant is so it does not happen again in my life time or my only childs as well.