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Contact Information
phone: (209) 599-8550 x206
mobile: (209) 602-1234
fax: (888) 709-9857
Ron Cotten
Mortgage Originator,  Ability Mortgage
580 N Wilma Ave.,  Suite D
Ripon,  California  95366
Specializing in HARP2 financing and the NEW FHA streamlined program with lower costs than before! Apply now to avoid the rush in June!
About Me

Now with even more Ability!

I am so excited to have joined with the team at Ability Mortgage. I was pleased (and truthfully a little surprised) to find a local company that shared so many of the values I'm committed to in treating each client with respect and dignity. Combine that with an amazing choice of mortgage loan options available, local loan processing, and a supportive team of other mortgage professionals, and the choice was clear; Ability makes all the difference!
Although my mortgage and finance career has spanned over thirty years now, I still view meeting with each new client as an opportunity to prove that although lending can be complicated, it doesn't have to be difficult.
License Information
NMLS 192084 CA DRE 01197684
Employment History
Mortgage Originator, Ability Mortgage
Privately Held;11-25 employees;Mortgage
April 2012 - Present (7 Years 1 Months)
Focussed solely on finding mortgage solutions for my new and existing clients. I bring over thirty years of banking/accounting/mortgage lending expertise to every successful transaction
Branch Manager, iServe Residential Lending
Privately Held;101-250 employees;Mortgage
February 2010 - April 2012 (2 Years 2 Months)
Established and developed a team of mortgage originators serving Manteca and surrounding communities
Branch Manager, Sigma Home Loans
Privately Held;11-25 employees;Mortgage
January 2000 - January 2010 (10 Years 1 Month)
Developed a team of mortgage professionals primarily focussed on serving the local builder community with clients desiring to purchase a new home.
Ron Cotten has not entered any Education Information
Client Testimonials