I came to the Mortgage Industry after 12 years of Sales and Customer Service experience to start a new and rewarding career that allows me to help my clients with the biggest investment and purchase of their lives. Now with 10 years in the mortgage industry, I would have to say that taking the time to educate my borrowers, and helping them to obtain a loan that best fits their needs, is the part I love most about my job. With everything I do I try to exceed expectations, set new standards, and help others along the way grow beside me. I have always been a top producer, and by the end of my Rookie Year, I was able obtain a national ranking of 37th in the Country by mortgage originator magazine closing over 160 loans. I achieved this success by being honest, educating my clients, supplying outstanding customer service, and providing them with the most competitive rate and terms on the market I specialize in both FHA and Conventional loans. If you have any questions regarding your loan please give call me direct at 713-821-9712. I would be more than happy to talk with you about your opportunities. If you allow me the opportunity to compete for your business you will find that I am able to offer you the best rates, Customer service, and Underwriting turn times available today. In most cases I will beat my competetion by .25%. Give me a call today and allow me to compete for your business. View interest rates, closing costs, and get market updates at www.txfhaloan.com Testimonials Usually I dread filling out evaluation forms, but I wanted to send feedback on Rick. When Rick first called me he gave me the typical sales pitch on how great Iwayloan is and all they could do for me and....blah blah blah..... I listened half heartedly, but after dealing with Rick, I found it all to be true. This process could have been a real nightmare, but after dealing with Rick, I knew I didn't have to worry. I am a very critical person, demand a great deal from my vendors, and am usually disappointed in their performance. However, I just can't say enough good things about him. Rick made this whole experience very easy. He was always quick to respond to my calls, he answered my questions effectively, he gave me all my paperwork promptly. He worked with me to get the best rate. Everything about my closing went smooth, and it was greatly due to Rick's performance. Even my realtor and lawyer made comments to me on his performance. In fact to quote (paraphrase) the lawyer..."usually the people you get off the internet are real jerks, but your guy was a gem". He was also impressed with the great rate I received. I hope when it comes time for Rick's evaluation, that he gets a huge raise and promotion (if he desires). This is a man who will do great things for your company. Heck why wait, give it to him now! He's an outstanding achiever! I will be quite pleased to highly recommend him (and IwayLoan) to anyone I know who needs mortgage services! It's nice to know that there are still companies out there that do their job so well. A very satisfied customer! Kevin Mundy The closing of this loan went very smoothly and we now have the house. This is my first home and I found the process to be easier than most would have you to believe. This is obviously due in great part to the refined process used by IwayLoan and the professionalism of Rick Carrier. Sincerely, Chris Parker Mr. Carrier was more than equal to the challenge. From the very first contact when Rick introduced himself to us, via e-mail, to the last contact, by phone, he certainly exceeded our expectations for courtesy, efficiency, and knowledge. We actually began the process on one home and then switched to another home. We asked questions about VA loans, Interest rates, Housing Inspections, Insurance needs, and lawyers. In every instance, Rick researched the topic and responded in a timely manner. The pre-approval letter was issued in an astonishingly rapid timeframe. He spent a great deal of time with me to ensure that I knew exactly what to expect at the closing and exactly what to bring "to the table". John and Joan Currie