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Contact Information
phone: (858) 349-5147
Michael Zapkowski
Senior Mortgage Advisor,  HomePlus Mortgage
2878 Camino Del Rio South,  Suite 402
San Diego,  California  92108
About Me
Have you dreamed of owning a piece of property you can call your own? Since 2003, I have helped thousands of friends and families turn those dreams into reality. As a leading provider of mortgage solutions in San Diego, I strive to offer my clients affordable financing options whether you’re a first-time home buyer, seasoned investor, or homeowner looking to refinance. If you would like to explore your financing options, please contact me directly at (858) 349.5147 for a free, no obligation, and strictly confidential financial analysis.
License Information
NMLS 273099, BRE License 01502513
Employment History
Michael Zapkowski has not entered any Employment History Information
1995 - 1999
Lindenwood University - Saint Louis, MO
Client Testimonials
“Highly Recommended”
I have refinanced twice in the last 8 months with Michael Zapkowski at Integrity First Financial Group. Both refinance experiences were wonderful. Michael and his team at IFFG were always on top of things. I always knew at what stage the refinance was at and what to expect next. I definitely would (and have) recommended Michael and IFFG to family and friends.
“Smoothest Process Ever!”
Thank you to the entire team! This was the smoothest process ever!
“No Hassle Experience”
Michael - It has been a pleasure working with you and a no hassle experience.
“Integrity First Financial Group”
I just finished my refinance with IFFG and it was BY FAR the BEST and EASIEST home loan I have ever received. This is my third home loan that I have gotten (one was a purchase and the other two were refinances) and my previous loans were big banks and they were extremely difficult to deal with. The larger banks that I did my first two loans with were so bueracratic and rigid and asked for everything short of a blood sample from me. Integrity First Financial Group was able to give me a 30 day rate lock in about a week after I provided them with the up front documentation and I closed the loan a few weeks thereafter. I worked with Michael Zapkowski and Heather Prida and they did a great job. I highly recommend.