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Contact Information
phone: (619) 308-6506
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Michael Zapkowski
Real Estate Loan Broker,  HomePlus Mortgage
2878 Camino Del Rio S
San Diego,  California  92108
About Me
When it comes to finding a mortgage, the possibilities are endless. However, being overwhelmed by choice doesn’t mean you should take whatever is offered to you first. We are positioned to provide competitive loan products for a full range of properties including both Commercial and Residential. We assist business owners, property investors and individuals who seek to acquire or refinance real estate in California. Contact me for information about different types of mortgage loans. I’ll be happy to explain them and help you find one that suits your needs.
License Information
NMLS 273099, CA BRE Broker License 01502513
Employment History
Real Estate Loan Broker, Various
Privately Held;26-100 employees;Mortgage
June 2003 - Present (14 Years 2 Months)
Originate commercial and residential loans in California.
1995 - 1999
Lindenwood University - Saint Louis, MO
Client Testimonials
“Highly Recommended”
I have refinanced twice in the last 8 months with Michael Zapkowski at Integrity First Financial Group. Both refinance experiences were wonderful. Michael and his team at IFFG were always on top of things. I always knew at what stage the refinance was at and what to expect next. I definitely would (and have) recommended Michael and IFFG to family and friends.
“Smoothest Process Ever!”
Thank you to the entire team! This was the smoothest process ever!
“No Hassle Experience”
Michael - It has been a pleasure working with you and a no hassle experience.
“Integrity First Financial Group”
I just finished my refinance with IFFG and it was BY FAR the BEST and EASIEST home loan I have ever received. This is my third home loan that I have gotten (one was a purchase and the other two were refinances) and my previous loans were big banks and they were extremely difficult to deal with. The larger banks that I did my first two loans with were so bueracratic and rigid and asked for everything short of a blood sample from me. Integrity First Financial Group was able to give me a 30 day rate lock in about a week after I provided them with the up front documentation and I closed the loan a few weeks thereafter. I worked with Michael Zapkowski and Heather Prida and they did a great job. I highly recommend.