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Contact Information
phone: (888) 984-3373
mobile: (858) 349-5147
fax: (800) 378-6031
Michael Zapkowski
Residential Mortgage Loan Broker,  HomePlus Mortgage
2878 Camino Del Rio South,  Suite 402
San Diego,  California  92108
About Me
Over the years, I have developed a reputation among Financial Advisors, Real Estate Agents and clients alike for my candor, integrity, professionalism, and commitment to my profession. The most rewarding compliment I can receive is your trust to refer family, friends, and co-workers when they need professional mortgage advice. I take pride in building long-term relationships and truly enjoy helping others achieve the American dream of home ownership.
License Information
NMLS 273099, CA BRE Broker License 01502513
Employment History
Michael Zapkowski has not entered any Employment History Information
1995 - 1999
Lindenwood University - Saint Louis, MO
Client Testimonials
“Highly Recommended”
I have refinanced twice in the last 8 months with Michael Zapkowski at Integrity First Financial Group. Both refinance experiences were wonderful. Michael and his team at IFFG were always on top of things. I always knew at what stage the refinance was at and what to expect next. I definitely would (and have) recommended Michael and IFFG to family and friends.
“Smoothest Process Ever!”
Thank you to the entire team! This was the smoothest process ever!
“No Hassle Experience”
Michael - It has been a pleasure working with you and a no hassle experience.
“Integrity First Financial Group”
I just finished my refinance with IFFG and it was BY FAR the BEST and EASIEST home loan I have ever received. This is my third home loan that I have gotten (one was a purchase and the other two were refinances) and my previous loans were big banks and they were extremely difficult to deal with. The larger banks that I did my first two loans with were so bueracratic and rigid and asked for everything short of a blood sample from me. Integrity First Financial Group was able to give me a 30 day rate lock in about a week after I provided them with the up front documentation and I closed the loan a few weeks thereafter. I worked with Michael Zapkowski and Heather Prida and they did a great job. I highly recommend.