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# of User Comments
Contact Information
phone: (858) 349-5147
Michael Zapkowski
Senior Mortgage Advisor,  HomePlus Mortgage
2878 Camino Del Rio South,  Suite 402
San Diego,  California  92108
About Me
Have you dreamed of owning a piece of property you can call your own? Since 2003, I have helped thousands of friends and families turn those dreams into reality. As a leading provider of mortgage solutions in San Diego, I strive to offer my clients affordable financing options whether you’re a first-time home buyer, seasoned investor, or homeowner looking to refinance. If you would like to explore your financing options, please contact me directly at (858) 349.5147 for a free, no obligation, and strictly confidential financial analysis.
License Information
NMLS 273099, BRE License 01502513
Employment History
Michael Zapkowski has not entered any Employment History Information
Education
1995 - 1999
Lindenwood University - Saint Louis, MO
Business
Client Testimonials
6/26/2012
“Highly Recommended”
I have refinanced twice in the last 8 months with Michael Zapkowski at Integrity First Financial Group. Both refinance experiences were wonderful. Michael and his team at IFFG were always on top of things. I always knew at what stage the refinance was at and what to expect next. I definitely would (and have) recommended Michael and IFFG to family and friends.
6/11/2012
“Smoothest Process Ever!”
Thank you to the entire team! This was the smoothest process ever!
6/11/2012
“No Hassle Experience”
Michael - It has been a pleasure working with you and a no hassle experience.
5/11/2012
“Integrity First Financial Group”
I just finished my refinance with IFFG and it was BY FAR the BEST and EASIEST home loan I have ever received. This is my third home loan that I have gotten (one was a purchase and the other two were refinances) and my previous loans were big banks and they were extremely difficult to deal with. The larger banks that I did my first two loans with were so bueracratic and rigid and asked for everything short of a blood sample from me. Integrity First Financial Group was able to give me a 30 day rate lock in about a week after I provided them with the up front documentation and I closed the loan a few weeks thereafter. I worked with Michael Zapkowski and Heather Prida and they did a great job. I highly recommend.