"Hey Bobby, I too used LTB and switched to Top of Mind earlier this year. The Surfire email list is FAR more effective than LTB and they charge you only for ythe :"offline" follow up program. Essentially, you have to commit to two of those. I'd call David Orsini or Mark Green. neither one of those guys has a "slick" bone in their body so don't worry about a high-pressure sales tactic"
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"Let them take away our YLD. That just means we're the cheapest, most transparent way to get money I agree, Jacob. I don't think I've recommended a loan, with YSP, in a year. IN a rising interest rate environment, it will make little sense to sell premium rate loans. I agree that NAMB needs to do a better job in the Press. Our interests have been underrepresented. I decided to change all of that, join CAMB, volunteer for NAMB, and get engaged. Might we expect your help as well? We are..."
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"(Apparently most of the good-rate lenders here do not allow re-lock or charge high re-lock fees) Not quite true. Many good rate lenders have aggressive re-lock policies. I'm not quite sure why you've opted for an FHA loan either; the rates are higher and the upfront MIP makes it expensive. If you have questions, I'm in Kearny Mesa"
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