I started in this industry in 2001 with a commitment to support and guide my clients through the financial steps of purchasing or refinancing a home. My company, Cottingham Mortgage Inc., specializes in residential mortgages, and is dedicated to community and personalized service—a true advocate for my clients in today’s world of complex financing. Ongoing research and training, an understanding of changing industry guidelines, additional national and state licensing, and a vast knowledge of industry resources, enable my company to offer unequaled step-by-step guidance and exceptionally competitive pricing.