Mortgage Banking Professional with over 32 years of residential real estate expertise, the last 17 years of which I have focused on Residential Mortgage Banking. I specialize in FHA & FHA 203k Mortgages. I am now licensed to lend in New Jersey (NMLS # 198190).

I have demonstrated success in consulting my clients about all types of mortgage products and programs. My “Mortgage Menu”; includes the following products: * FHA 203k Purchase or Refinance Renovation Loans *Government / FHA and VA Purchase or Refinance * Conventional / Conforming and Jumbo Purchase or Refinance * Conventional New Construction & Renovation Loans Over the last 32 years, I have covered two sides of residential real estate transactions from building homes for 15 years, to mortgage originating for 17 years. I have made my service level to both my customers and business partners unmatched. I always have the time to walk my customers through the mortgage application process and make them feel like they are dealing with a friend and not just a mortgage adviser. My business partners always count on me to keep them educated and informed on all the changes in the ever-changing mortgage business. My long-term professional goal is for my customers and business partners to refer other clients, friends and or family members to me without hesitation. I live in Monmouth County NJ and I am a single father with two children, a young baby girl and a teenage son.