Joseph Klakulak is a trained licensed mortgage professional with 11 years of experience as a mortgage banker. Originally from Ohio where he was raised, he first attended college at Miami University in Oxford Ohio. He graduated with a Bachelor’s of Arts degree (BA) in Accounting and a Minor in Information Systems Management (MIS). It was after college that he began to work as consultant for Accenture. Many of the skills learned as a consultant still help him today. Since transitioning to the mortgage banking industry, Joseph has consistently been awarded for being one of the top performers. The last several years he has concentrated his energy on becoming an expert with the USDA Rural Housing Guaranteed Home Loan programs. As one of the top USDA specialists he is able to help mortgage families achieve the dream of home ownership.