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Contact Information
phone: (651) 552-3681
mobile: (651) 705-6261
fax: (651) 994-6425
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Joseph Metzler
Senior Mortgage Loan Officer - NMLS 274132,  Cambria Mortgage
33 Wentworth Ave E,  Suite 290
Saint Paul,  Minnesota  55118
Our first time home buyer programs in Minnesota allow you to buy a home with between just $1,000 to $2,000 of your own money. Other programs start at just 3% down, and FHA programs are just 3.50% down. ALL of which can be a gift.
About Me
Let’s face it. Financing a home can be overwhelming, even for the most seasoned homeowner. The success of your transaction has little to do with the company you contact, and everything to do with the loan officer you are entrusting to handle the largest financial transaction of your life.
Who are you working with?
With 20 plus years experience, thousands of closed loans, and a 98% post closing satisfaction rating. This is what you are looking for, this is what you deserve!
2019 - Super Mortgage Professional 2018 - Super Mortgage Professional 2016 - Top 300 Loan Officer in the Nation 2015 - Top 100 Loan Officer in the Nation 2014 - Minnesota Loan Officer of the Year 2011 - Next 40 Mortgage Professionals to Watch 2010 - Top 150 Loan Officer in the Nation
Joe is an Certified MMS (Minnesota Mortgage Specialist). Currently less than 1% of Loan Officer’s in Minnesota have completed the requirements to earn their MMS designation! This designation is given by the Minnesota Mortgage Association to mortgage professionals who choose to distinguish themselves as experienced, well-educated, ethical operators by successfully completing educational and professional requirements set forth by MMA.
Joe is a lifelong resident of the Twin Cities area, and a 1998 Graduate of the Residential Mortgage Lending School.
Personally licensed In MN, WI, IA, ND, and SD only.Company also licensed in CO, FL, TX. NMLS 274132. (651) 552-3681
License Information
NMLS 274132. Licensed in MN, WI, IA, ND, SD
Employment History
Sr Loan Officer, Cambria Mortgage
Privately Held;26-100 employees;Correspondent Broker
June 2019 - Present (1 Year 1 Month)
Senior Mortgage Loan Officer / Branch Manager. Helping people financing their dreams by providing home loans on 1-4 unit properties for both purchase and refinance. Standard loans, FHA loans, VA loans, USDA loans, Investment properties, and more.
Sr Loan Officer, Mortgages Unlimited, Inc
Privately Held;26-100 employees;Correspondent Broker
June 2000 - June 2019 (18 Years 11 Months)
Senior Mortgage Loan Officer. Helping people financing their dreams by providing home loans on 1-4 unit properties.
Sr Loan Officer, Priority Mortgage
Privately Held;11-25 employees;Mortgage
May 1991 - June 2000 (9 Years 1 Months)
Senior Mortgage Loan Officer. Helping people financing their dreams by providing home loans on 1-4 unit properties.
Joseph Metzler has not entered any Education Information
Client Testimonials
“Great Home Buying Experience”
We can't say enough good things about our home buying experience with Joe Metzler at Mortgages Unlimited. This is our second house purchase with him. He knows his business and able to easily guide us through the process of home purchasing. This is the second house with Joe's help and we would never consider using anyone else. He makes home buying a pleasure and we can't thank him enough for all his great work.
“You guys do an amazing job!”
Hey Joe!! Just wanted to let you know we are all moved in. Thanks to you and Eric the closing went smooth. Thank you so much for all the advice and answering all my questions. You guys do an amazing job!! I would recommend you to anyone who wants to buy a home. You made it so easy and stress free!! Thanks again!! We are so happy in our new home!!--
“Never met the guy!”
Joe and his team did a wonderful job for us getting a low interest rate on the purchase of a second home in northern Minnesota. I was able to do all of the transactions from my primary residence in Maryland. The deal was further complicated by an extended probate of the sellers estate. His very professional and competent team was able to pull together all the parts and lock in a low interest rate, that we maintained through the extended closing period. I can’t say enough good things about him in spite of the fact that I never met him!
“Amazing experience”
Amazing experience working with Joe and Eric! The whole process went smoothly and we were kept in the loop the whole time. Our financing was ready to go well before the date of closing! We love our new home and are so grateful to Joe and Eric for making it possible for us! 💗