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Joe Moore
Branch Manager ,  Mountain West Financial
7755 Center Avenue,  11th Floor
Huntington Beach,  California  92647
About Me
Joseph Moore is the branch manager of the Southern California regional office of Mountain West Financial. This California based retail/wholesale lender is a leading provider of down payment assistance funding for first time homebuyers and an industry leader in both the purchase and refinance markets for FHA, VA, Conventional and Jumbo Loans. Mountain West Financial has recently been awarded the Master Servicer Contract with CALSTRS to offer a new mortgage lending product for educators, scheduled to launch September 2013
Mr. Moore brings twenty plus years of lending and management experience to Mountain West Financial. This alignment provides Joe the opportunity to recruit top lending professional to expand the company’s market share throughout Southern California, while continuing to provide exceptional service to his customers and realtor partners in the local community.
Joseph was formally the founder of More2Lend Financial in 2001. He successfully built a consumer direct lending platform specializing in FHA government lending. Prior to opening More2Lend Financial, Mr. Moore was Vice President of Sales & Marketing with Loans Direct. The company merged with ETRADE Financial in 2001 and became ETRADE Mortgage. LoansDirect.com distinguished itself as a technology leader and remained one of the most profitable and successful lenders of that time.
Mr. Moore is a graduate of California State University-Long Beach (1992) with a degree in Economics. He has been married to his wife Kathleen for 15 years and they have two children. Reagan is 14years old in the 8th grade and has recently been accepted to Mater Dei High School for the fall 2013 semester. Brenden is 12 years old attending 6th grade and enjoys playing baseball, football and basketball. Joe and Kathleen are very active in the community and have both lived in Huntington Beach for the past 20 years.
License Information
California Department of Corporations, NMLS #333648 - Approved (CHDAP) California Homebuyer Down Payment Assitance Provider - CALSTRS Master Servicer & Originator
Employment History
Private Mortgage Banker, New American Funding
Privately Held;101-250 employees;Agents and Brokers
February 2011 - May 2012 (1 Year 3 Months)
New American Funding is an FHA Non Supervised Lender approved with the Department of Housing and Urban Development as well as a Fannie Mae Seller/Servicer.
President, More2lend Financial
Privately Held;101-250 employees;Agents and Brokers
January 2001 - December 2010 (10 Years 1 Month)
More2Lend Financial is a HUD approved (FHA) Non Supervised Lender with the Department of Housing and Urban Development. The company was established in 2001 and our corporate office is located in Huntington Beach California. We specialize in FHA Purchase and FHA Refinance programs for owner occupied 1 to 4 unit properties, including FHA 203(k) streamline and full rehab programs for bank owned (REO) properties in need of repair.
Vice President, Loans Direct
Privately Held;251-500 employees;Agents and Brokers
January 1994 - January 2001 (7 Years 1 Month)
Executive level manager responsible for as many as 10 sales managers and approximately 70 sales representatives. Responsible for all aspects of marketing; Direct mail, Print, Radio, outdoor advertising and Television. Company growth from 15 employees in 1994 to over 300 by year-end 2000.
Education
1987 - 1992
Cal State University Long Beach - Long Beach, California
Bachelors Degree Economics
Member of Sigma Alpha Epsilon Fraternity-Cal Lambda (SAE)
Client Testimonials
1/17/2013
“You need an honest lender, seriously call Joe!”
"Joe has refinanced my house twice in the past 2 years. We just closed on our 2nd refi (dropped 1.25 points)!! Original refi email inquiry on 1/22, only spent 5-6 days in official underwriting because Tina McComber's due diligence in pre-underwriting QA is just THAT good, and we signed papers 2/13 and will fund 2/17. CAN'T get better than that! For those of you who need an HONEST Mortgage Lender, call Joe, seriously. He'll give you a pretty dead-on estimate (same day in most cases) if you just fax him your current mortgage statement. We have used him for a previous refi and will continue to do so in the future. He won't let you go for an option that doesn't make sense for your situation just to get the business either. I can't recommend him highly enough!!!" Top qualities: Great Results, Expert, High Integrity Tina M. Adams; IBM: Usability Interaction/GUI Design Lead - February 15, 2012
1/17/2013
“MWF Preferred Realtor - Century 21 My Real Estate”
"I would highly recommend Joe! He knows how to get the job done! Joe has a high level of expertise in the lending business! He knows how to solve problems in a difficult market! If there is a way to make the deal work, he will find it! Brian Holden; Realtor, Century 21 My Real Estate -April 25, 2012
1/17/2013
“MWF Preferred Realtor - Coldwell Banker”
"Joseph did an outstanding job of doing a complicated loan on a property in the Friendly Hills area of Whittier. He got the loan processed in a timely manner, and stayed in contact with all the parties of the transaction on a regular basis. I highly recommend Joseph for his professional manner and getting the transaction closed. " Wesley Kruse, Broker Associate, Coldwell Banker Alliance Realty - September 28, 2011
1/17/2013
“Attorney at Troutman Sanders LLP”
"I whole-heartedly endorse Joe Moore and his company. Not only is Joe very personable and easy to talk to, he is extremely effective. As homebuyers, we used Joe for a very time-sensitive purchase loan. We started out with the bare minimum of time in which to get the loan funded, and we were dealing with an escrow closing that simply could not be pushed beyond a certain date. As we proceeded through the loan and escrow process, several difficult issues arose, any one of which could have resulted in a delayed closing or a cancelled escrow. Joe and his company were not only completely responsive, but also proactive, anticipating issues and taking steps to deal with possible outcomes in advance. Because of the knowledge, experience, persistence, and creativity of Joe Moore and his team, we closed escrow on time yesterday! I have no reservations about giving my highest recommendation. In fact, I have already given Joe’s contact information to two of my colleagues at work. Thanks Joe and your company!" Top qualities: Great Results, Expert, On Time Kim Orbeck; Attorney at Troutman Sanders LLP - September 29, 2011