Conceptualized in 1989 as a financially conservative mortgage brokerage, our business model was strategically designed to provide superior service to sophisticated mortgage clients seeking Fannie Mae, Freddie Mac, or “Jumbo” residential loan products. A firm commitment to a low cost structure from the inception of our company was designed, too, to permit delivery of industry leading rates regardless of economic conditions. Passing these cost savings to our clients constitutes a competitive advantage that is tangible. Additionally, our clients receive the benefit of our broad experience in finance, a client relationship, integrity, confidentiality, and access to our investor rate sheets and wholesale rates.