"Dwight Brewer: Loan State: Florida Loan County: Osceola Loan Type: Refinance (Rate and Term) Loan Amount: $680,000 Property Value: $860,000 LTV: 79% FICO: 791 DTI: 30 Occupancy Type: Owner-Occupied Property Type: Single Family Residence Hello Dwight, we can offer the same terms on 30 year fixed: or a 7/1 arm at 4.875% with 0 lenders fees and 0 points or 4.625% with 1 point. http://www.amerisave.com/partner/jhutchison"    View Post

"I'm torn on this issue but believe the Feds will step back in at some point. The Fed's have spent massive amounts of money - 1.25 trillion dollars - purchasing fannie mae and ginnie mae mortgage backed securities. They have been the single biggest purchaser, as I understand, investing millions and even billions of dollars per trade on mortgage backed securities. It appears as though they believe their need for involvement in the securites market would dimish to the point that tradional investors..."    View Post

"Bob, if you want to see comparable rates on the 15 year fixed with 0 buy down points it is available."    View Post

"current rates are under 5.0% fannie mae and fha with 0 points depending on your specifics."    View Post