"Sorry I am a little unclear. I have the good faith that I signed a proof that it was recieved by her company in a timely matter, but what legalities might I have under the circumstances? Any? Should I talk to the manager?"    View Post

"She said that it was, but during the underwriting process it was bumped to a 4.75 because the company oversold the product. But all I have is her word on if it was or wasn't. Any ideas? I currently have a 5.5 percent mtg and am now unsure if this process is even worth it. It is for a 2plex rental property of mine with a balance of 118500. ."    View Post

"I was recently given a good faith agreement for a refinance at 4.5% and was told that I would be approved when I signed on the dotted line. Then a week later I recieved a phone call saying that she was terribly sorry but their company had oversold the 4.5 rate but the company did lock me in at a 4.75 rate. She said that she felt really bad and that to process the loan she would basically be giving up all her commision just to push the 4.75 rate through. My question is isn't their some type of..."    View Post