Hello, I'm going to make the assumption you are visiting my profile because you have either heard about me or are interested in a mortgage. Just a little background. I hold a Bachelors of Business Administration from the University of Memphis-Fogelman College of Business & Economics where I Majored in Finance with a concentration in Real Estate. My mission is to ensure responsible lending while giving you sound advice for your mortgage planning needs. We will strategically plan and structure your loan to meet the short and long term needs and financial goals of you and your family while taking into account the current environment conditions along with the current monetary and fiscal policies set by the Federal Reserve. While I specialize in mortgage planning, I can also offer you a variety of other financial services to compliment your mortgage. Services include real estate law, investment consulting, tax accounting, and insurance for home & auto. Other services include new savings accounts, money market accounts, CD's, and other investments through our banking channel. We service all of our loans for the life of the loan so you won't have to worry about paying your bill to multiple mortgage companies. If you have any questions regarding your next home purchase or refinance or any other services we offer, please give me a call at 615-300-4569 or email me at billy.m.harter@suntrust.com. Let me be your trusted advisor. Thank you