My greatest thrill is when I am able to help someone buy their first home. Their excitement and appreciation is something that keeps me going in my industry for so many years. In fact, I'm now helping the children of some of my first clients buy their 1st home.

In helping you create a homeownership plan, I rely on my years of experience not only in my mortgage practice but also my personal experience of buying and selling homes while raising a family. I use a unique planning approach to help structure your mortgage and other debts properly to minimize interest expense, increase liquidity, maximize tax deductions, improve cash flow, and create safety.

My hometown since 1993 is Elgin, IL where I live with my wife Darlene and 4 wonderful children. I love to play basketball in my custom made indoor basketball gym with friends, mostly "over 40 league". When I'm not spending time playing sports or hanging with my kids, I love the movies. My family is very active in our church. I follow and instill in my family, Jesus Christ's attributes of love, compassion, and a servant heart so the life God created for us can be full and gratifying.

I have provided my clients with the utmost professional mortgage services since 1996 and have a passion for client satisfaction. I appreciate the opportunity to help manage your mortgage and financial needs not just today, but for a lifetime.