When a friend recommended Scott to me for my refinancing needs I was a little apprehensive because I don't feel comfortable doing business online or over the phone. But because he was recommended by a good friend I decided to go for it anyway and I'm glad I did. I found Scott to be very knowledgeable, ethical, trustworthy and most of all conscientious. When I encountered an obstacle due to no fault of his or mine, Scott was there explaining every detail and left no stone unturned and made sure that I understood everything. The entire process took longer than what I expected but everything was resolved in my favor and I couldn't thank him enough. Scott takes pride in his work and just like what my friend did I too would not hesitate to recommend him to my family and friends.