Hello All, Allow me to intriduce me and my company to you. My name is Damain Velazquez I am a Premiere Loan Originator with Pacific National Bank. We are a small community Bank with 18 Bank Branches in the San Francisco Bay Area. I've been in Finance for 9yrs and am originally from upstate New York. As we all know we have seen the market change overnight. We at Pacific National Bank take on the challenges of the new market and educate our customers and clients on how to invest and react in this market. Please feel free to contact me with any questions. below is a link to my company website. http://www.pacificnational.com Best regards, Damian Velazquez Premiere Loan Originator East Bay Region Pacific National Bank