"Just popping in to see how things are rolling (I see, not so good). I want to thank AQ and MG and everyone else here (except you, Mr. Hammer :P j/k). I got in at a great rate last week before the losses starting coming, and wouldn't have done it without everyone's contributions."    View Comment

"Not sure what your specs are Sui, but personally, I'd take 4.875% for a full point. I just reached my goal and locked (4.875% for 1.875 points on a VA loan, not the most qualified buyer)."    View Comment

"You can only manipulate numbers long enough to stay in the black before the red ink comes out with the truth."    View Comment

"Haha, for a bit Victor, I believe I've read that from you atleast once. This site has been a huge help from the obvious (AQ & MG) and from everyone else that contributes religiously like you, thanks."    View Comment

"Sui, I'm just a consumer like you, and will just say what is going to come from the "professionals" anyway. Would you feel worse if the rates moved to 5.0% for .50 points after you locked or moved to 5.5% (or higher) for .50 points after you decide to not lock. I've been playing the float game since the first week of June and the swings have been crazy. I've set a lock-rate that if I see I will lock regardless, I'd suggest doing the same."    View Comment