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# of User Comments
Contact Information
phone: (877) 816-7846 x129
mobile: (714) 583-3405
fax: (888) 394-1113
Bill Clark
Senior Loan Officer,  Optimum First Mortgage
8900 Warner Ave
Fountain Valley,  California  92708
About Me
Bill Clark has not entered a biography.
License Information
CA DRE License # 01368889 NMLS# 234065
Employment History
Bill Clark has not entered any Employment History Information
Education
Bill Clark has not entered any Education Information
Client Testimonials
4/26/2018
“The most excellent mortgage loan officer”
It’s been a long journey for myself and Bill, the most excellent mortgage loan officer, as I had proved to be a very challenging mortgagee client. My financial history launched many hurdles that, Bill, in every instance was more than patient at each hurdle. In which, I believe, behind Bill was a most capable and skilled staff that supported and advised with the utmost care to the process. I appreciate both Bill and the staff for the result that is a great relief to me as a pensioner. My thanks to Optimum First Mortgage for funding my loan, for meeting my needs and for fostering a confidence that I will surely be a return customer. Best to all, and Mahalo Nui!
12/26/2017
“Happy Day”
Bill Clark is the greatest. He got me the cash-out refinance loan that I needed when I needed it! He and his company, Optimum First do such great and reasonable things for people. Mine is a long story with a very very happy ending, thanks to Bill Clark, the escrow company the used (Eminence Escrow- high -5's to Tina), and the other fine support staff at Optimum First. The long story part is that I was initially working with Kinecta Credit Union, whom I had loans with for over 20 years- Kinecta made so very many mistakes (including the final one-getting the property taxes wrong, promising to fix it, and then not doing it), that I had to stop that loan process, and look for another lender. Maybe it was fate, but nevertheless, "OH Happy Day" when I found Bill Clark and Optimum First! (I can hear the music now!) They had a much lower rate than Kinecta (saving me $$$ money), and were able to use the appraisal that I had paid for from Kinecta (Kinecta had to release it to them). Bill Clark was able to shorten Optimum First's loan time for me so that I could meet a financial deadline, with time to spare! Optimum First is a flexible company with outstanding understanding, compassionate people who want to help you! Bill Clark kept me informed of loan progress every step of the way. When he needed something from me, he told me, and I turned it around and got him the information as quickly as I could. We worked together to reach my loan goals. The icing on the cake is that they offered me a lifetime "no-cost" refinance if rates ever got lower and I chose to refinance again. They let me know they wanted to earn my business- in the process, not only did they earn my business, but they far exceeded my expectations. I'm telling all my friends to go to Optimum First first for their loans. I hear music every time I see their name- indeed a happy day for me! I hope everyone's experience is at least as good as mine.
12/1/2017
“Thanks Bill for his excellent service”
This is my second financing through OptimumFirst. The first one was done 3 years ago when I searched for better rate through internet. I found the optimumfirst has good rate. But at beginning, I was not sure if I should go financing with them because we needed to disclose all our personal information to personals through internet whom we do not know at all. After emails and phone conversation with Bill Clark, the trust was built up. Bill was loan officer for the loan. The re-financing went through smoothly through his guidance. Recently we just started thinking move to bigger house without much preparation. In very short time, we found a house we like it in neighborhood. This time, we had to financing with big loan and need to close in 30 days. Bill took the challenge and started the processing. The loan almost failed at last minutes when Escrow closing is approaching. Through his expertise in financing industrial, Bill came up solution to change loan type to pass the qualification. He pushed and expedited re processing procedures and closed loan DOC in 7 days amazingly. I was satisfied the result of both financing and appreciated the excellent work and service provided by Bill Clark.
7/19/2017
“Great service”
Bill was extremely helpful and efficient. Recent interactions with loan officers for other companies were not good. There was too much talk about being client friendly and full service and not enough actual service. Bill didn't mince words and cut right to the chase. I would and will use him again whenever the opportunity arises to get or improve a home loan.