Register or Sign in        Email This Page     Link To This Page    
Visit MND at MBA in NYC!
# of Subscribers
Contact Information
phone: (714) 583-3405
mobile: (714) 583-3405
Bill Clark
Senior Loan Officer,  Modern Mortgage Lending
5011 Argosy Avenue,  14
Huntington Beach,  California  92649
About Me
Bill Clark has not entered a biography.
License Information
CA DRE License # 01368889 NMLS# 234065
Employment History
Bill Clark has not entered any Employment History Information
Bill Clark has not entered any Education Information
Client Testimonials
“Delivered what was promised”
I recently refinanced my mortgage through optimum first mortgage. I worked with Bill Clark who is really knowledgeable and easy going. It was smooth and easy transaction. I compared the rate with others brokers. Offer from optimum first was either better or competitive than other lenders. Other lenders first promised me something later came up something else. On the contrary Bill gave me honest and reasonable quote. He did not change on the course. He gave me whatever he promised to me.
“Thank you, Bill”
OptimumFirst' is very effective and professional real-estate refinancing firm. Bill Clark is my financial officer. We did a couple of financing services with the agent. Each one was done with excellent satisfaction. They are on top of rate change trend and tried to provide the lowest rate that was available at the time, in which I experienced mostly in my recent refinancing. On a Monday morning before we locked rate, I was being aware that rate was hiking from other financial market source. To void delay response, Bill did not email me, but instead, called me directly to discuss about the new financial development situation. We made right decision with his professional recommendation. The refinancing was closed in 15 days. Both Bill and Kathy work hard too. They response email even after 11PM. I also like their newly-added process to automatically email update clients with their status in each processing step and progress. It is great firm with trusted staff.
“The most excellent mortgage loan officer”
It’s been a long journey for myself and Bill, the most excellent mortgage loan officer, as I had proved to be a very challenging mortgagee client. My financial history launched many hurdles that, Bill, in every instance was more than patient at each hurdle. In which, I believe, behind Bill was a most capable and skilled staff that supported and advised with the utmost care to the process. I appreciate both Bill and the staff for the result that is a great relief to me as a pensioner. My thanks to Optimum First Mortgage for funding my loan, for meeting my needs and for fostering a confidence that I will surely be a return customer. Best to all, and Mahalo Nui!
“Happy Day”
Bill Clark is the greatest. He got me the cash-out refinance loan that I needed when I needed it! He and his company, Optimum First do such great and reasonable things for people. Mine is a long story with a very very happy ending, thanks to Bill Clark, the escrow company the used (Eminence Escrow- high -5's to Tina), and the other fine support staff at Optimum First. The long story part is that I was initially working with Kinecta Credit Union, whom I had loans with for over 20 years- Kinecta made so very many mistakes (including the final one-getting the property taxes wrong, promising to fix it, and then not doing it), that I had to stop that loan process, and look for another lender. Maybe it was fate, but nevertheless, "OH Happy Day" when I found Bill Clark and Optimum First! (I can hear the music now!) They had a much lower rate than Kinecta (saving me $$$ money), and were able to use the appraisal that I had paid for from Kinecta (Kinecta had to release it to them). Bill Clark was able to shorten Optimum First's loan time for me so that I could meet a financial deadline, with time to spare! Optimum First is a flexible company with outstanding understanding, compassionate people who want to help you! Bill Clark kept me informed of loan progress every step of the way. When he needed something from me, he told me, and I turned it around and got him the information as quickly as I could. We worked together to reach my loan goals. The icing on the cake is that they offered me a lifetime "no-cost" refinance if rates ever got lower and I chose to refinance again. They let me know they wanted to earn my business- in the process, not only did they earn my business, but they far exceeded my expectations. I'm telling all my friends to go to Optimum First first for their loans. I hear music every time I see their name- indeed a happy day for me! I hope everyone's experience is at least as good as mine.