Hey all Jerry here As far as stuff that isn't addressed in the bio or stuff that can use some more personal explanation: - I live in a small town of about 18,000 in Harrisville,RI. I'm about 25 minutes north of Providence RI, the state capitol. Hobbies: - Up until about 5 years ago I had been a part itme musician and played in bans and solo ( rock, counrty, solo) I have a taylor accoustic guitar, a 1988 fender strat, 1977 fender, a 1987 Robin strat. I now just play the taylor accoustic in the house, mostly fingerpicking stuff ( Lyle Lovett, Jackson Brown, Bruce Cockburn etc).. I own a 28 ft 1977 Islander sailboat which I love to sail in Narragansett Bay but may have to put off until my income returns. - Red, definitely... I prefer a cabernet. but don't mind a Shiraz or merlot. - Married and with 6 grand children. Sense of Humor: - like the off beat stuff like Dane Cook. Loved Laurel and Hardy Guilty Pleasures: - Gourmet jelly beans. Obama or McCain: - I'm a conservative independent so neither one works for me. O'bama is in now so hoping for the best, assuming the worst. What I Don't care most that most others do: - Celebrities.. I could give a rat's "......." who is sleeping with who or what so and so is wearing. TV shows: - I too like Gordon Ramsey, especially Kitchen Nightmares. Discovery channel. Top Chef and The Amazing Race. Movie: - All time most re-watchable movie for me : Groundhogs Day (appropriate wouldn't ya say?) What would you be doing if not Mortgage/MBS market: - if I had money-Live aboard cruising on a 36 foot sailboat in the carribean. Otherwise a nice little pub would be great. Ideal Cars for 20, 60, and 100k+: - 20: I like the Saturn Sky - 60: Would neve spend that kind of money on a vehicle - 100k+: forget aboutit.