"Has California SB 94 Affected You? The passing of State Bill 94 wreaked havoc on the loan modification industry in California. Although the bill was anticipated by some for a while, many were taken by surprise and all operations essentially ceased overnight. This regulation passed to prohibit loan modification companies, including attorneys, from charging up-front fees. Loan modification companies have reportedly found that when fees are not collected up front, the account typically ends up in collections..."    View Post