Stephen S. Harris Biography Managing Director – Head of Mortgage Banking and Asset Disposition Group Bank of America Merrill Lynch One Bryant Park, Bank of America Tower New York, NY 10036 646-855-9837 347-255-7409 Stephen.S.Harris@baml.com April 2009 – December 2009 Managing Director – Structured Product Sales Manager J.J. Kenny Drake, Inc. – Rafferty Capital New York, NY February 1987 – February 2009 Vice President – Head of Mortgage Banking and Asset Disposition Group Goldman, Sachs & Co. New York, NY May 1985 – February 1987 2nd Vice President – Secondary Marketing ICA Mortgage/Imperial Savings Association San Diego, CA September 1983 – May 1985 Risk Management Officer Weyerhaeuser Mortgage Co. Woodland Hills, CA August 1979 – August 1983 BS in Finance & BA in Economics University of Maryland College Park, Md Professional Licenses: FINRA series 3, 7, 9, 10, 24 & 63