I am a California licensed real estate salesperson/loan consultant currently helping struggling homeowners avoid foreclosure through loss mitigation, loan modification, and/or short sales. Back On Trak is licensed by the Department of Corporations and is only one of a few hundred companies in California that has the Advance Fee Agreement required by the Department of Real Estate to conduct loan modifications. We comply with the law and it shows in our work. We are a full-service real estate company with an experienced, licensed team of loan officers and sales agents working throughout the Bay Area. Our company also works with an attorney who handles our pre-foreclosure, foreclosure, bankruptcy, and litigation cases. We are a company that is solutions oriented with a team of dedicated staff who strive to achieve the best possible outcomes for our clients. Let me put you Back On Trak. Call or E-mail me for a free consultation. Pamela Chavez Loan Modification Consultant DRE #01816356 BACK ON TRAK 1-877-877-4245, Extension 125 1-415-819-7004 (Mobile) pchavez@backontrak.com