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Contact Information
phone: (760) 658-8769
mobile: (760) 715-9688
fax: (760) 975-0257
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Steve Chizmadia
Mortgage Consultant, MLO# 244902,  Finance of America Mortgage, LLC NMLS 1071
6005 Hidden Valley Road,  Suite 120
Carlsbad,  California  92011
About Me
I have been a Mortgage Advisor in San Diego for over 10 years with prior experience in the New York and Connecticut Markets. I have earned the trust of a group of referral partners and specialize in residential financing for both refinance and purchase home loan transaction. From experience in this ever changing market, I know what to look for at submission (credit disputes, Unpermitted additions, seller title seasoning, etc) so it can be addressed and tackled early in the loan process as opposed to being a surprise and delay at closing. If you are looking for a loan to buy a home or refinance in California, I would be happy to have a no cost consultation with you in my office or in your home. Customer Service is my priority. I strive to obtain all clients as clients for life in hopes of them sharing my communication skills during and after the loan process as well as my abilities and knowledge in residential financing with their friends, family, neighbors and co-workers. I look forward to earning your trust and your referrals.
License Information
MLO 244902, NMLS 1071, Licensed by the Department of Business Oversight under the California Residential Lending Act, An Equal Housing Lender, Please see website for compliance information
Employment History
Sr. Loan Officer, American Capital Home Loans
Privately Held;11-25 employees;Mortgage
September 2006 - March 2015 (8 Years 6 Months)
Jr. Loan Officer, Countrywide Home Loans
Public;500 + employees;Mortgage
February 2005 - September 2006 (1 Year 7 Months)
Mortgage Advisor, Alpine Mortgage Planning, A division of Pinnacle Capital Mortgage, LLC
Privately Held;500 + employees;Mortgage
April 2015 - January 2016 (9 Months)
2000 - 2004
University of Connecticut - Storrs, CT
I graduated University of Connectict in 2004 with an Bachelor of Science in Finance and focused on Real Estate. It was a great stepping stool to understanding and helping clients in long term considerations and calculations for important financial decisions such as buying their first home, a second home or an investment property.
Client Testimonials