I have been a Mortgage Advisor in San Diego for over 9 years with prior experience in the New York and Connecticut Markets. I have built a group of referral partners and specialize in residential financing for both refinance and purchase home loan transaction. From experience in this ever changing market, I know what to look for at submission (credit disputes, Unpermitted additions, seller title seasoning, etc) so it can be addressed and tackled early in the loan process as opposed to being a surprise and delay at closing. If you are looking for a loan to buy a home or refinance in California, I would be happy to have a no cost consultation with you in my office or in your home. Customer Service is my priority. I strive to obtain all clients as clients for life in hopes of them sharing my communication skills during and after the loan process as well as my abilities and knowledge in residential financing with their friends, family, neighbors and co-workers. I look forward to earning your trust and your referrals.