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Visit MND at MBA in NYC!
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Contact Information
Ray J
Sunset West Financial DBA Amerimac Plaza West
30290 Rancho Viejo Road ,  Suite 202
San Juan Capistrano,  California  92675
About Me
At Amerimac Plaza West Financial, we specialize in funding residential 1-4 unit home loans up to 2mm. Our most competitive pricing is for A paper loans up to 625.5k with low and no closing costs.
My personal commitment to my clients is:
  1. To offer a numbers based review of available options,
  2. To provide accurate, written quotes from the start,
  3. To answer every question throughout the process,
  4. To personally handle the majority of the paperwork,
  5. To deliver a ‘lock-in’ commitment as soon as possible,
  6. To fund on time, and
  7. To increase their financial intelligence along the way.
Give me a call with the details of your current situation and let’s run some numbers.
At your service,
Ray J. Ruddy III
949-246-6350 Direct
Dept. of Real Estate License Broker #01264395
NMLS License #234935 Nationwide Mortgage License System & Registry
Better Business Bureau A+
Trust Link 5 Star Rating
License Information
Dept. of Real Estate License #01264395NMLS License #234935
Employment History
Broker/ Loan Advisor/ Originator, Amerimac Plaza West Financial Inc.
Privately Held;1-10 employees;Agents and Brokers
January 1999 - Present (20 Years 5 Months)
Currently working with Sunset West Financial DBA Amerimac Plaza West Inc./
Ray J has not entered any Education Information
Client Testimonials
“Thank you”
Great to work with. Very good with detail. Thank you for making this process "easy"! I have referred several friends.
“Working with Ray J is a pleasure!”
Hi Ray J! Thank you for working overtime to lock in our phenomenal rate (+ cash!) and saving us from the G-fee! I know the process was a little more complicated this time, and I recognize and appreciate your extra time and effort. You're awesome!
“Finally a broker that delivers all he promised :-)”
From day 1, Ray J took his time getting all the docs and lock done to meet the length of time we need to fund. he promised a no cost no fee 15 yrs refi, and delivered it 1 week ahead of schedule.! Highly recommend him, he's great. THANKS, M.
Ray J was fantastic....very responsive and knowledgeable I highly recommend him.