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Bette Miller


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"Marty, Great idea - too many people have paid off credit cards only to find that their credit limits have also been cut. Not fair and yes, it does affect the FICO. What's the thought on tomorrow's rates?"    View Comment
"Just like everyone, I want to see employment improve. Normal life - where are you? I want people to buy homes they can afford. I still see jobs going overseas (hello, corporate America) - we're doing this to ourselves! That's where our jobs are going. The 99er's were off the rolls for December (I think) and when you add in 10K people a DAY will turn 65, maybe Bernanke is thinking employment will just get better b/c people may be retiring. What I see in my area is people who have exhausted..."    View Comment
"Tucker, Not in South Florida either and we've been hard hit. I think we all want to see a recovery but the low rates were just starting to generate some interest and then....they all want to wait....wait....wait...."    View Comment
"To all at MND - thanks for all the info especially during the times of volatility - let's get back down there for all our fence sitters!! Thanks to all, have a good and safe New Year!!"    View Comment
"Got a reprice from ST for the worse and then, 20 minutes PF reprices for the better .125% Who knows?"    View Comment
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"Loan Scenario View All Post A Scenario Loan State: Florida Loan County: Palm Beach Loan Type: Purchase Loan Amount: $545,000 Property Value: $617,000 LTV: 88% FICO: 747 DTI: 35 Occupancy Type: Owner-Occupied Property Type: Single Family Residence Looking for 90% financing, or 80/10/10. Borrower has found some on the retail side; anything else? Borrower is fine with an adjustable."    View Post
"Loan Scenario View All Post A Scenario Loan State: Florida Loan County: Broward Loan Type: Refinance (Rate and Term) Loan Amount: $235,000 Property Value: $252,000 LTV: 93% FICO: 740 DTI: 38 Occupancy Type: Owner-Occupied Property Type: PUD DU Refi Plus Loan is with American Home Mortgage at 7% fixed. He owes $345,000 His mom is willing to pony up $50K but no more Value of property is now $240K and with the 105% the loanable amount would be in the 250's Anyone know if American Home Mortgage will..."    View Post
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