I entered the mortgage business in 1993 as a loan processor. Following the production of mortgage lending, I spent time as a review underwriter, closer and post closer. I transitioned to a mortgage advisor in 1995. My experience through all phases of the loan process has given me a unique approach to loan origination. I look for, and successfully navigate clients through the common hang-ups that slow the loan process. As a four year veteran of the United States Marine Corps, I have a special affinity toward veterans and an expertise in VA loans. I have originated FHA and USDA loans for more than two decades, and have extensive experience with PHFA.