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Contact Information
phone: (703) 220-0039
mobile: (703) 220-0039
fax: (703) 220-0039
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Malkiat Singh
Vice President and Senior Mortgage Originator,  Fidelity Direct Mortgage
Route 50
Fairfax,  Virginia  22030
About Me
Dedicated and innovative professional with over 30 year experience with the World Bank Group and other organizations. I have excellent communications skills and I have the ability to work in both a team environment and alone. I fully embrace diversity; I know when to take calculated risks in order to obtain optimum results; I am dedicated, honest and my integrity makes it easy for me to work with clients. I work on both residential and commercial loans. I also specialize in sales and loans refinancing with various lenders to negotiate the best possible rates for my clients. I diligently evaluate, authorize, or recommend approval of loan applications for people and businesses while performing complex tasks such as –
 Cold calls to companies or individuals to inquire about their needs for loans  Meet with loan applicants to gather personal information and answer questions  Explain different types of loans and the terms of each one to applicants  Obtain and verify financial information, such as the applicant’s credit rating and income level  Analyze and evaluate the applicant’s finances to decide if the applicant should get the loan and offer guidance accordingly  Approve loan applications or refer them to management for further review
I also use a process called underwriting to assess whether applicants qualify for loans. After collecting and verifying all the required financial documents, I evaluate this information to determine the applicant’s loan needs and ability to pay back the loan. Our firm also uses underwriting software, which analyzes applications almost instantly by calculating the applicant(s) financial status based on set guidelines.
License Information
NMLS#88657, MLO-11228VA, MLO21876MD
Employment History
VP and Senior Loan Officer, Fidelity Director Mortgage
Privately Held;101-250 employees;Mortgage
November 2013 - Present (4 Years 11 Months)
Loan Officer, Carrington Mortgage
Privately Held;101-250 employees;Mortgage
June 2012 - November 2013 (1 Year 5 Months)
VP and Loan Officer, Champions Mortgage
Privately Held;101-250 employees;Mortgage
February 2010 - June 2012 (2 Years 4 Months)
Education
2002 - 2005
GWU - Washington DC
Management
Client Testimonials