"Hello, here is my situation, I am a first home buyer, I’ve been saving money for years to buy a house, one year ago all changed for me, when I was ready to buy I had problems with 2 things. 1 st must of the money I have was not in the bank, and 2 nd the income I showed is been low for years +/- 28K a year. In summer 2009 I was told to put the money in the bank and I did, with that done plus the 20% down all will be OK for me to qualify for a mortgage. But things did not work like that, the..."
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