Over the last 16 years in the Real Estate business, I’ve developed lasting relationships with many of my clients. Twelve of those years I served as a Real Estate Broker, so I know what you are going through on that end of the deal as well. I feel that it is very important to show you that there is NO such thing as a cookie cutter client. Everyone’s situation varies in one way or another. I know how important it is to LISTEN to SEE the whole picture of your plans before making recommendations of the type of loan that best suites your needs. My staff and I will do just that, guide you into the best decision for your goals. As for me, it’s all about family! My wonderful wife Margaret has blessed me with two beautiful children. My son Devon, now age 8 and my daughter Nicole, now age 5. I feel that our children are helping us stay young, as Margaret and I have started this new family later in our lives. Together we also have Jeremy age 30, Kandra age 29 and Jessilyn age 25. When time permits, you can find us spending quality family time with our favorite activities, such as. Camping, fishing and boating and watching movies as a family. I truly look forward to assisting you with all of your mortgage needs now and in to the future.