"No he did not. He paid me alot of verbal commitments. Including giving back my money in case this loan then not go through. Anyway, I do have good news, after I wrote an email spelling out all our conversations and he relented to giving back my fee. Not too bad."    View Post

"Loan Scenario View All Post A Scenario Loan State: New Mexico Loan County: Dona Ana Loan Type: Refinance (Rate and Term) Loan Amount: $390,000 Property Value: $710,000 LTV: 55% FICO: 802 DTI: 25 Occupancy Type: Owner-Occupied Property Type: Single Family Residence I hope I did this right. No cash out. Willing to pay a point to get the lowest rate."    View Post

"I applied for a mortgage with I applied with bank for a mortgage rate at 4.375 at the end of April at a 25 day lock. He had me pay $500 dollars for the lock. He told me that if they could not close the deal then they would refund the fee. The lock ended up getting extended according to the lender because the subordination letter was not done. He called today and said that the lock expired and he could only offer me 4.875. I asked for my money back, he now says that the fee was for the appraisal and..."    View Post