I am a consulting actuary with the Milwaukee office of Milliman. My areas of expertise include structured finance, credit risk, and mortgage insurance. I have provided consulting services and security valuations to insurance companies, financial guaranty insurers, mortgage insurers, and government agencies. I have published articles on such topics for organizations such as PRMIA. Prior to joining Milliman I worked at a large reinsurance company where I focused on asset/liability management (ALM), surplus relief transfers, and ERM.