Licensed realtor out of high school in 1984.
Started out as copy boy in 1992, worked way into loan processing, operations management and sales manager by 1995.
Opened Heartland Mortgage, Inc with brother and family in 1995.
Have helped thousands of Arizona homeowners work towards paying their house off faster, or purchase homes that are within their means.
Member of the Pima County Foreclosure Task Force from 2008 to 2010
Presented Industry Driven Housing Reform options to Pima County Housing, participated in Financial Literacy efforts in Pima county, presented Modification reform options to Arizona Department of Housing, and provide input on housing industry trends and predatory lending concerns to local and national media outlets from 2010 to present.
Contribute to regular Community Commentary on MND "To Be Frank" column to promote a unified industry driven foundation for consumer focused housing finance reform.
Dennis "Frank" Ceizyk Jr
"Earning Your Trust, One Honest Loan At A Time"
AZ MLO LIC #0914468*