Dave Muti, JD, RMA is an expert in mortgages and real estate with 19 years of experience. He is an author, trainer, speaker, and a Senior Mortgage Planner with Millenium Home Mortgage, LLC based in Parsippany, New Jersey and previously practiced real estate law for 10 years. He has appeared on TV and radio for CNN, My9 TV, local cable TV finance shows and several live call-in radio shows and Podcasts. He has been interviewed as the mortgage expert for the Wall Street Journal’s Market Place Q&A; Yahoo Finance, Smart Money online, Bottom Line/Personal, BankRate.com and many others. He created a continuing education program for divorce attorneys on the subject of mortgage finance and how it affects the settlement agreement. He has been published dozens of times in national magazines, newsletters, trade journals and local newspapers. His first book entitled Mortgages: What You Need to Know, Strategies to Take Control of Your Financial Future explains what consumers need to do to protect themselves when it comes to mortgages and how to get ahead financially. He is a sought after speaker, trainer and motivator for the mortgage industry and has been interviewed in connection with creating training programs for the mortgage industry and has appeared numerous times as a key-note speaker for both industry and consumer groups. Many professionals use his book to help educate their clients as well as his referral marketing drip system to win new clients. You can learn more about these by visiting www.PocketGuidePress.com and www.dripmarketingcampaign.com.