I have helped people buy and refinance homes for over six years, and in that time I've shaped a business philosophy defined by integrity and clear, truthful communication. My clients know they can expect: *Honest guidance that protects them & their home *Responsible & individualized solutions *Service & care that goes beyond their closing date *Client attention, including great Rates, that earn referrals time & again Specialties: *First time buyers *Condominium purchases and refinances *Investment properties *Jumbo financing *Government sponsored refinance loans (Home Affordable Refinance Programs)