Looking for a Purchase. Low DTI. High scores (780+)

Please remember, the best rate is not always the best deal.  Contact a lender in the directory and have them explain to you a few different options regarding rates and costs.  Ask them to detail a cost benefit analysis including a few key elements including:

How long will it take to recover the costs associated with a particular rate and what your 5, 10, 20, and 30 year savings would be.  If you intend on staying in this home for a long time, then buynig down your rate could be your best option for the long run.  If shorter term, then you may want to take a higher rate with less cost.

The lenders who are associated with this website are the real deal and take their job serious in staying ahead of market conditions and changes.  I would talk with at least one lender on this site and in your area.

Good luck and best wishes on your new home.

Any mortgage banker/broker on this site should be able to assist you with attractive rates as long as your are able to document your income.

Dear Arvind,

Prima Facie everything looks OK.

As the other answers said, anybody on this site can help you close this financing.

Please feel free to contact me if you have any specific questions.

Hello Arvind,

Based on the information provided I can definetely help you with your mortgage and offer you (2) loans with a rate in the mid 4's on 1st mortgage and an interest only 2nd around prime plus .75 or 4.0%. 

Based on Friday's rates I could offer you a 1st mortgage of 30 year fixed FNMA mortgage at a rate of 4.5% with .75 point Origination OR a rate of 4.750% with no Origination fee.

I represent Pan American Mortgage, LLC, a wholly owned subsidiary of Pan American Bank, a Chicago, IL North Shore based bank that lends in 30 states and offers the most competitive rates with fast in-home closings.

Please feel free to contact me directly anytime including weekends and holidays if you have any questions or if I can be of any assistance.

Thank you.

Respectfully, Mark

Mark Gierke

Mortgage Banker

Pan American Mortgage,LLC, a wholly owned subsidiary or Pan American Bank

6232 N Pulaski, Suite 300, Chicago, IL 60646

773.202.9500 Ext 118 Office | 224.440.4785 Mobile | 773.326.3514 Fax

mgierke@panamlending,com | www.panamlending.com | www.panamerbank.com