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Have a 35% LTV Owner OCC SFR in Hawaii

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Forums » For Mortgage Professionals » General Mortgage Discussion » Have a 35% LTV Owner OCC SFR in Hawaii
 

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Latest post Thu, Nov 5 2009 7:05 PM by Voyage Home Loans. 1 replies. Viewed 228 times.
Page 1 of 1 (2 items)

  • Fri, Oct 23 2009 5:01 PM                

    • Anonymous

    I've got a 35% LTV owner occ sfr in Hawaii... Borrower lives in Hawaii from Sept to June and Del Mar June-Aug. Hawaii home is reted to family and friends during the summer I'm trying to refi them What's the % we need to be below to still qualify as owner occ or second home...I thought it was 25%

  • Thu, Nov 5 2009 7:05 PM                 In reply to

    |Contact

    From my understanding of refinance for a 2nd home or vacation home is determined by desk top(DU/LP).  In terms of lenders you may want to find one that doesn't have any overlays (additional requirements).

     

    Voyage Home Loans

    Mike Kim
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