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I work for a major insurance company now in the mortgage business as well. Over the past 2 months, we have seen dramatic increases in "risk aversion", denying loans despite DU approvals with 720 scores, sourcing ANY deposit in checking accounts, ect. My poll question suggestion is:
In the last two months, are you finding loan conditions:
Much more stringent, everything is harder.
A little worse, but nothing that significant.
About the same as they were.
Thanks,
Ted Rood
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