Loan Scenario: NY, $100,000, 740, 67% LTV, Refinance (Rate and Term)
Loan State: New York
Loan County: Broome
Loan Type: Refinance (Rate and Term)
Loan Amount: $100,000
Property Value: $150,000
LTV: 67%
FICO: 740
DTI: 25
Occupancy Type: Owner-Occupied
Property Type: Single Family Residence
Upward Trend in the Housing Market...Buy or Sell your Home before the Year 2013
It’s the first time in almost five years that the real estate market
or in layman terms, the housing market is seeing a brighter future.
Houses that have been on the market for the past few years are finally
selling and, we have been seeing an upward trend since April 2012.
This is then the best time to sell or buy a house. The fact is the
market is just starting to go up so though prices of houses maybe higher
than a few months ago; you will still get a good deal. The best part is
you will also get a good deal selling a house, so that if you are
downsizing to relocate, this is the time to do it.
The best way is making a list and, getting your homework done. Before
the end of the year you can get and, lock in great mortgage rates and,
buy a house that you can afford.
Sell your home DIY
- Clean out your home
- Get your real estate agent on board
- Make upgrades as needed
- Put in on the market
- See it sell and, move to your new home.
Buy a House
- Take a look at your finances
- Get your Credit Score
- See what range you can afford
- Contact a mortgage specialist
- Contact a real estate agent
- Start visiting potential houses
- Find a home within your budget
- Research all associated costs
- Put in a bid
- Stay within your budget
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