Can you refer me to a good - low rate/ low closing cost/ honest, - mortgage loan officer or broker who is highly regarded in the industry. I know it's a lot to ask for, but I prefer a professional for long haul; I need this soon and need in the Washington DC area, where I can meet him/ her in person if needed. (I'm in Virginia, also I've RE in Maryland). Thanks for your time and referrals. You can email me your referral or yourself if you chose to at vogolinvirginia@yahoo.com.... TIA