My office does almost all FHA Streamline refinancing. Almost 100% of our marketing efforts are geared towards these transactions.

Ever notice how hard it is to carry a conversation while trying to calculate out actual payments and savings for someone on the phone?

With the increased MIP premiums plus the fact that you are usually guessing at most figures, it's not ideal.

So, I put about two weeks of work into an excel spreadsheet that would capture all lead/client data, plus calculate the new loan automatically and break down all the figures you need to make the sale. Your clients will think you are genius with numbers and you will never wish you had a way to sort your leads by status, loan amount, rate etc.

I don't make a living making spread sheets. I made it for personal use, but the rest of my co-workers saw how many extra deals it got me and one started to use it, then another until the guys/gals started taking me out to lunch to thank me for helping them book more loans. I still hear it every week, "This sheet got me this deal".

I want to find a way to monitize it, honestly. It deserves to be sold and used by others who do streamlines.

I'll send it out free for the first 5 who email/message me so long as you tell others in your office it costs 75.00 if they want to buy it. 25.00 of the 75.00 will go back to the 1st guy in that office if it's known who referred them.

Just FYI,

I can still offer 1 more originator this spreadsheet for free.

I would like to give this a try....

If you still have room for one more originator, please let me know. I am doing a lot of FHA streamlines right now.

You don't need a spreadsheet for Steamlines.

How about:  Unpaid prinicpal balance + 30 days of interest using their existing rate Minus the lesser of the unearned UFMIP or 1% = the base loan amount; then you add the UFMIP.  Everything else is the same. 

I nail these loan amounts!