<?xml version="1.0" encoding="UTF-8" ?>
<?xml-stylesheet type="text/xsl" href="http://www.mortgagenewsdaily.com/utility/FeedStylesheets/rss.xsl" media="screen"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" xmlns:wfw="http://wellformedweb.org/CommentAPI/"><channel><title>Member Polls</title><link>http://www.mortgagenewsdaily.com/forums/69.aspx</link><description>This forum features polls created by our members.  To create a new poll, please select the 'Write A New Post' option.</description><dc:language>en</dc:language><generator>CommunityServer 2008 SP2 (Build: 31106.96)</generator><item><title>Energy audit as part of home inspection</title><link>http://www.mortgagenewsdaily.com/forums/thread/103793.aspx</link><pubDate>Sun, 30 Aug 2009 19:43:12 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:103793</guid><dc:creator>Moshe Cohen PhD</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/103793.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=69&amp;PostID=103793</wfw:commentRss><description>NJAR is opposing a proposed senate bill which will make energy audit as part of the home inspection. Do you agree or disagree?</description></item><item><title>[Poll] Should the FTHB Tax Credit be extended?</title><link>http://www.mortgagenewsdaily.com/forums/thread/115473.aspx</link><pubDate>Tue, 27 Oct 2009 15:28:26 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:115473</guid><dc:creator>Glenn Setzer</dc:creator><slash:comments>5</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/115473.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=69&amp;PostID=115473</wfw:commentRss><description>Should the FTHB Tax Credit be extended? [Please visit the site to access the poll]</description></item><item><title>[Poll] Will the Tax Credit Extension Be Effective?</title><link>http://www.mortgagenewsdaily.com/forums/thread/118521.aspx</link><pubDate>Wed, 11 Nov 2009 18:38:31 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:118521</guid><dc:creator>Adam Quinones</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/118521.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=69&amp;PostID=118521</wfw:commentRss><description>The home buyer tax credit has been extended. [Please visit the site to access the poll]</description></item><item><title>Do you think Banks are holding onto Bank owned Properties?</title><link>http://www.mortgagenewsdaily.com/forums/thread/103111.aspx</link><pubDate>Wed, 26 Aug 2009 21:46:40 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:103111</guid><dc:creator>Yvette Sloan</dc:creator><slash:comments>2</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/103111.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=69&amp;PostID=103111</wfw:commentRss><description>I am a Realtor in Northern California and we have seen in the past few months Bank owner property trickle on and multiple offers come in. I am curious...</description></item><item><title>[Poll] Loan Conditions and Lending Approvals</title><link>http://www.mortgagenewsdaily.com/forums/thread/108317.aspx</link><pubDate>Mon, 21 Sep 2009 17:49:43 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:108317</guid><dc:creator>Adam Quinones</dc:creator><slash:comments>5</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/108317.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=69&amp;PostID=108317</wfw:commentRss><description>This poll was suggested by Ted Rood. &amp;quot;I work for a major insurance company now in the mortgage business as well. Over the past 2 months, we have seen...</description></item><item><title>Poll question suggestion</title><link>http://www.mortgagenewsdaily.com/forums/thread/107778.aspx</link><pubDate>Thu, 17 Sep 2009 20:28:40 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:107778</guid><dc:creator>Ted Rood</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/107778.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=69&amp;PostID=107778</wfw:commentRss><description>I work for a major insurance company now in the mortgage business as well. Over the past 2 months, we have seen dramatic increases in &amp;quot;risk aversion&amp;quot;...</description></item><item><title>[Poll] Low Mortgage Rates</title><link>http://www.mortgagenewsdaily.com/forums/thread/106883.aspx</link><pubDate>Mon, 14 Sep 2009 18:04:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:106883</guid><dc:creator>Adam Quinones</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/106883.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=69&amp;PostID=106883</wfw:commentRss><description>Mortgage Rates havent been this low since late spring. Are low rates helping your pipeline grow? [Please visit the site to access the poll]</description></item><item><title>[Poll] Mortgage Rates Higher or Lower After Labor Day?</title><link>http://www.mortgagenewsdaily.com/forums/thread/105457.aspx</link><pubDate>Fri, 04 Sep 2009 18:47:39 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:105457</guid><dc:creator>Adam Quinones</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/105457.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=69&amp;PostID=105457</wfw:commentRss><description>Do you think mortgage rates will move higher or lower after the Labor Day Holiday? [Please visit the site to access the poll]</description></item><item><title>[Poll] Employment Report Outlook</title><link>http://www.mortgagenewsdaily.com/forums/thread/105113.aspx</link><pubDate>Thu, 03 Sep 2009 17:18:49 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:105113</guid><dc:creator>Adam Quinones</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/105113.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=69&amp;PostID=105113</wfw:commentRss><description>The market expects Non-Farm Payroll data to report 225,000 jobs were lost in August. What is your outlook? [Please visit the site to access the poll]</description></item><item><title>[Poll] Is the Summer Stock Rally Over? </title><link>http://www.mortgagenewsdaily.com/forums/thread/101498.aspx</link><pubDate>Wed, 19 Aug 2009 13:32:14 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:101498</guid><dc:creator>Adam Quinones</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/101498.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=69&amp;PostID=101498</wfw:commentRss><description>Since hitting 2009 lows in March, stocks have rallied over 50% higher to 2009 highs. Is the summer rally over? [Please visit the site to access the poll...</description></item><item><title>[Poll] Has the Housing Market Bottomed? Are We Witnessing a Recovery?</title><link>http://www.mortgagenewsdaily.com/forums/thread/95318.aspx</link><pubDate>Mon, 27 Jul 2009 18:48:52 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:95318</guid><dc:creator>Adam Quinones</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/95318.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=69&amp;PostID=95318</wfw:commentRss><description>After New Home Sales data was &amp;quot;better than expected&amp;quot;, many economists made statements that the housing market had bottomed and a recovery was...</description></item><item><title>[Poll] Will Mortgage Rates Fall Below 5.00% Again This Year?</title><link>http://www.mortgagenewsdaily.com/forums/thread/92888.aspx</link><pubDate>Thu, 16 Jul 2009 22:09:25 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:92888</guid><dc:creator>Adam Quinones</dc:creator><slash:comments>5</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/92888.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=69&amp;PostID=92888</wfw:commentRss><description>Are rates headed higher in the second half of 2009? [Please visit the site to access the poll]</description></item><item><title>[Poll] HR 3044: To Impose 18 Month Moratorium on HVCC</title><link>http://www.mortgagenewsdaily.com/forums/thread/87532.aspx</link><pubDate>Sat, 27 Jun 2009 02:53:10 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:87532</guid><dc:creator>Adam Quinones</dc:creator><slash:comments>13</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/87532.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=69&amp;PostID=87532</wfw:commentRss><description>Yay or Nay? [Please visit the site to access the poll]</description></item><item><title>[Poll] Lock or Float?</title><link>http://www.mortgagenewsdaily.com/forums/thread/87344.aspx</link><pubDate>Fri, 26 Jun 2009 16:29:03 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:87344</guid><dc:creator>Matthew Graham</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/87344.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=69&amp;PostID=87344</wfw:commentRss><description>this is for BOTH consumers and mortgage pros... What are your thoughts...? [Please visit the site to access the poll]</description></item><item><title>[Poll] FOMC Expectations </title><link>http://www.mortgagenewsdaily.com/forums/thread/84465.aspx</link><pubDate>Thu, 18 Jun 2009 00:48:13 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:84465</guid><dc:creator>Adam Quinones</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/84465.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=69&amp;PostID=84465</wfw:commentRss><description>The Board of Governors of the Federal Reserve is scheduled to hold a meeting from June 23-24. What are you expecting from the FOMC? [Please visit the site...</description></item><item><title>[Poll] Black Wednesday's Effect On Your Business</title><link>http://www.mortgagenewsdaily.com/forums/thread/79893.aspx</link><pubDate>Wed, 03 Jun 2009 19:55:47 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:79893</guid><dc:creator>Matthew Graham</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/79893.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=69&amp;PostID=79893</wfw:commentRss><description>In some ways the recent volatility in rates could serve to increase commitment levels among current locked borrowers, thus actually helping the current...</description></item><item><title>[Poll] HVCC and Your Pipeline</title><link>http://www.mortgagenewsdaily.com/forums/thread/76946.aspx</link><pubDate>Thu, 21 May 2009 20:45:53 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:76946</guid><dc:creator>Adam Quinones</dc:creator><slash:comments>18</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/76946.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=69&amp;PostID=76946</wfw:commentRss><description>HVCC has been in effect for almost a month now. How has it impacted your business? [Please visit the site to access the poll]</description></item><item><title>Real Solution to the Real Estate Meldown</title><link>http://www.mortgagenewsdaily.com/forums/thread/77590.aspx</link><pubDate>Tue, 26 May 2009 17:12:58 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:77590</guid><dc:creator>REIN1</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/77590.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=69&amp;PostID=77590</wfw:commentRss><description>Please comment on whether you believe this could get us out of the real estate meltdown we are in: Make the interest everyone pays on their home mortgage...</description></item><item><title>[Poll] What type of loans are making up a majority of your business today?</title><link>http://www.mortgagenewsdaily.com/forums/thread/74053.aspx</link><pubDate>Fri, 08 May 2009 13:08:14 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:74053</guid><dc:creator>Kent Mikkola</dc:creator><slash:comments>2</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/74053.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=69&amp;PostID=74053</wfw:commentRss><description>With all of the recent changes to guidelines and new programs, I wonder what originators are selling the most. [Please visit the site to access the poll...</description></item><item><title>[Poll] HVCC's effect on current turn times.</title><link>http://www.mortgagenewsdaily.com/forums/thread/69921.aspx</link><pubDate>Wed, 22 Apr 2009 16:15:51 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:69921</guid><dc:creator>Steven Fishman</dc:creator><slash:comments>9</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/69921.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=69&amp;PostID=69921</wfw:commentRss><description>Current turn times. [Please visit the site to access the poll]</description></item><item><title>[Poll] Home Valuation Code of Conduct</title><link>http://www.mortgagenewsdaily.com/forums/thread/70919.aspx</link><pubDate>Mon, 27 Apr 2009 13:09:40 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:70919</guid><dc:creator>Adam Quinones</dc:creator><slash:comments>9</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/70919.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=69&amp;PostID=70919</wfw:commentRss><description>The Home Valuation Code of Conduct ......FOR or AGAINST ???? [Please visit the site to access the poll]</description></item><item><title>[Poll] DU REFI PLUS SUCCESS RATE</title><link>http://www.mortgagenewsdaily.com/forums/thread/67880.aspx</link><pubDate>Tue, 14 Apr 2009 20:46:16 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:67880</guid><dc:creator>Adam Quinones</dc:creator><slash:comments>2</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/67880.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=69&amp;PostID=67880</wfw:commentRss><description>What percentage of your loans are recieving &amp;quot;DU REFI PLUS ELIGIBLE&amp;quot; messages from DU/DO? [Please visit the site to access the poll]</description></item><item><title>[Poll] How many of your lenders have already announced plans to offer DU REFI PLUS ?</title><link>http://www.mortgagenewsdaily.com/forums/thread/64689.aspx</link><pubDate>Tue, 31 Mar 2009 17:40:54 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:64689</guid><dc:creator>Adam Quinones</dc:creator><slash:comments>41</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/64689.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=69&amp;PostID=64689</wfw:commentRss><description>How many of your lenders have already announced plans to offer DU REFI PLUS ? [Please visit the site to access the poll]</description></item><item><title>[Poll] DU REFI PLUS AND REFI PLUS</title><link>http://www.mortgagenewsdaily.com/forums/thread/59011.aspx</link><pubDate>Tue, 10 Mar 2009 16:00:02 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:59011</guid><dc:creator>Adam Quinones</dc:creator><slash:comments>7</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/59011.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=69&amp;PostID=59011</wfw:commentRss><description>Read More about DU Refi Plus . [Please visit the site to access the poll]</description></item><item><title>[Poll] Will the Geithner Plan work?</title><link>http://www.mortgagenewsdaily.com/forums/thread/62781.aspx</link><pubDate>Tue, 24 Mar 2009 15:32:06 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:62781</guid><dc:creator>Glenn Setzer</dc:creator><slash:comments>3</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/62781.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=69&amp;PostID=62781</wfw:commentRss><description>Will the Geithner Plan work? [Please visit the site to access the poll]</description></item></channel></rss>