http://www.mortgagenewsdaily.com/forums/36.aspxFind mortgage related information, mortgage help and get answers to your mortgage related questions.enCommunityServer 2008 SP2 (Build: 31106.96)http://www.mortgagenewsdaily.com/forums/thread/96141.aspxThu, 30 Jul 2009 01:26:06 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:96141Christina G0http://www.mortgagenewsdaily.com/forums/thread/96141.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=96141Hi Doug, Has your Countrywide loan officer given you a reason for the delay? I'm working with the same LO who did my original loan. We began at the...http://www.mortgagenewsdaily.com/forums/thread/95962.aspxWed, 29 Jul 2009 17:32:51 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:95962Curt Sandfort0http://www.mortgagenewsdaily.com/forums/thread/95962.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=95962Get the lock confirmation in writing. If they won't do that, you're not locked. And even if they do, it doesn't mean that they will close,...http://www.mortgagenewsdaily.com/forums/thread/95953.aspxWed, 29 Jul 2009 17:18:24 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:95953Douglas Gaulin0http://www.mortgagenewsdaily.com/forums/thread/95953.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=95953Credit is fine (average 735 between my spouse and I), bank's appraisal came in at 77% loan to value, income is good. We received an email from a customer...http://www.mortgagenewsdaily.com/forums/thread/95930.aspxWed, 29 Jul 2009 16:28:01 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:95930Curt Sandfort0http://www.mortgagenewsdaily.com/forums/thread/95930.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=95930Douglas Gaulin: locked in in March for a refi and still haven't closed Doug, It doesn't take that long. There is either a problem with your credit...http://www.mortgagenewsdaily.com/forums/thread/95202.aspxMon, 27 Jul 2009 11:04:28 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:95202Douglas Gaulin0http://www.mortgagenewsdaily.com/forums/thread/95202.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=95202Christina, Good luck with your refinancing. I'll be interested to find out how long it takes countrywide to close out your loan. We have an existing...http://www.mortgagenewsdaily.com/forums/thread/91411.aspxFri, 10 Jul 2009 21:01:55 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:91411Christina G0http://www.mortgagenewsdaily.com/forums/thread/91411.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=91411Thanks Kent! You are a fountain of information! It's been so helpful!http://www.mortgagenewsdaily.com/forums/thread/91254.aspxFri, 10 Jul 2009 12:46:23 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:91254Kent Mikkola0http://www.mortgagenewsdaily.com/forums/thread/91254.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=91254You can request the title insurance discount, but it is not due to going thru the same lender. The discount would be for using the same title insurance...http://www.mortgagenewsdaily.com/forums/thread/91250.aspxFri, 10 Jul 2009 12:42:23 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:91250Kent Mikkola0http://www.mortgagenewsdaily.com/forums/thread/91250.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=91250Those fees don't seem out of line. Each state has different title charges, but for most states those fees should be in line. Junk fees are the fees...http://www.mortgagenewsdaily.com/forums/thread/91187.aspxFri, 10 Jul 2009 06:19:57 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:91187Christina G0http://www.mortgagenewsdaily.com/forums/thread/91187.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=91187It's me again! I've been doing some reading and it seems that we could be eligible for a reissue/revamp rate on title insurance since our refinance...http://www.mortgagenewsdaily.com/forums/thread/91186.aspxFri, 10 Jul 2009 05:32:54 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:91186Christina G0http://www.mortgagenewsdaily.com/forums/thread/91186.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=91186Kent Mikkola: Some of the fees are based on your loan amount, but they should not be significantly different. You won't need an owner's title insurance...http://www.mortgagenewsdaily.com/forums/thread/90194.aspxWed, 08 Jul 2009 05:36:40 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:90194Christina G0http://www.mortgagenewsdaily.com/forums/thread/90194.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=90194Just curious but I still haven't received my GFE and I locked verbally on Friday 6/26. If rates happen to take a decent drop this week and I haven't...http://www.mortgagenewsdaily.com/forums/thread/88100.aspxTue, 30 Jun 2009 03:52:23 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:88100Christina G0http://www.mortgagenewsdaily.com/forums/thread/88100.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=88100We don't have an FHA loan. I guess the sooner we can close the better since we will be changing to a better rate, so no need to wait for an end of...http://www.mortgagenewsdaily.com/forums/thread/88084.aspxTue, 30 Jun 2009 02:25:44 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:88084Kent Mikkola0http://www.mortgagenewsdaily.com/forums/thread/88084.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=88084You should be sent a GFE within 3 days of your application. On a refi, it really doesn't matter when you close (as long as it isn't an FHA loan...http://www.mortgagenewsdaily.com/forums/thread/88066.aspxTue, 30 Jun 2009 01:06:02 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:88066Christina G0http://www.mortgagenewsdaily.com/forums/thread/88066.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=88066Thanks again Kent! You've been great about responding to my many questions. In your opinion, is it best to try to close at the end of the month as...http://www.mortgagenewsdaily.com/forums/thread/87685.aspxSun, 28 Jun 2009 20:21:20 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:87685Kent Mikkola0http://www.mortgagenewsdaily.com/forums/thread/87685.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=87685Christina G: we would most likely close at the end of August. I should pay just interest in August and our first Mortgage payment would be October 1st...