http://www.mortgagenewsdaily.com/forums/36.aspxFind mortgage related information, mortgage help and get answers to your mortgage related questions.enCommunityServer 2008 SP2 (Build: 31106.96)http://www.mortgagenewsdaily.com/forums/thread/88899.aspxWed, 01 Jul 2009 20:53:58 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:88899Andrew Benson0http://www.mortgagenewsdaily.com/forums/thread/88899.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=88899Are we still talking about the VA IRRRL loan? Two things: 1- If you had a 60 day lock on 4/28/09, that would leave you until 6/27/2009 to FUND the loan...http://www.mortgagenewsdaily.com/forums/thread/88415.aspxTue, 30 Jun 2009 19:25:01 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:88415Scott Westemeyer0http://www.mortgagenewsdaily.com/forums/thread/88415.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=88415Are you sure they're paying for those fees on the HUD? Or is that just how he explained it to you? Without seeing copies of them I can't say for...http://www.mortgagenewsdaily.com/forums/thread/88397.aspxTue, 30 Jun 2009 19:03:31 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:88397Jane0http://www.mortgagenewsdaily.com/forums/thread/88397.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=88397Thanks, Scott. There were several fees on the HUD 1 that weren't included on the GFE, but most of those are being paid for by the bank. They are paying...http://www.mortgagenewsdaily.com/forums/thread/88391.aspxTue, 30 Jun 2009 18:54:01 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:88391Scott Westemeyer0http://www.mortgagenewsdaily.com/forums/thread/88391.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=88391If you look at the second page of the HUD, you'll see the same names of the fees and in the same order that you see on the GFE. Take a look to see...http://www.mortgagenewsdaily.com/forums/thread/88382.aspxTue, 30 Jun 2009 18:43:51 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:88382Jane0http://www.mortgagenewsdaily.com/forums/thread/88382.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=88382I am not able to paste either of the documents here. They are both in PDF format. I even tried converting to Word to no avail.http://www.mortgagenewsdaily.com/forums/thread/88374.aspxTue, 30 Jun 2009 18:28:59 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:88374Scott Westemeyer0http://www.mortgagenewsdaily.com/forums/thread/88374.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=88374Can you copy and paste a copy of the HUD here? If you have a copy of your original GFE than include that too. That will help us figure out if you're...http://www.mortgagenewsdaily.com/forums/thread/88372.aspxTue, 30 Jun 2009 18:25:39 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:88372Jane0http://www.mortgagenewsdaily.com/forums/thread/88372.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=88372The escrow setup is included on the loan. That is why I don't understand how they say I have to bring $1775 to closing.http://www.mortgagenewsdaily.com/forums/thread/88371.aspxTue, 30 Jun 2009 18:25:33 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:88371Scott Westemeyer0http://www.mortgagenewsdaily.com/forums/thread/88371.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=88371Cristy, It sounds like your loan officer has not educated you or kept you well informed during the process. It's certainly possible that the loan amount...http://www.mortgagenewsdaily.com/forums/thread/88362.aspxTue, 30 Jun 2009 18:15:44 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:88362marge mendenhall0http://www.mortgagenewsdaily.com/forums/thread/88362.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=88362You could have added everything to the loan and and paid initial interest and missed two payments. 5 is a good rate to close on today or next week.http://www.mortgagenewsdaily.com/forums/thread/88349.aspxTue, 30 Jun 2009 17:58:36 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:88349Jane0http://www.mortgagenewsdaily.com/forums/thread/88349.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=88349I think that I have finally gotten part of the truth from this bank. After requesting the lock documentation, the Mortgage Manager called me. Apparently...http://www.mortgagenewsdaily.com/forums/thread/86090.aspxTue, 23 Jun 2009 18:54:36 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:86090Jane0http://www.mortgagenewsdaily.com/forums/thread/86090.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=86090Louis, That was my opinion, too. I thought they called it a "Streamline" Refinance for a reason. The only thing that they have told me is that...http://www.mortgagenewsdaily.com/forums/thread/86030.aspxTue, 23 Jun 2009 17:41:41 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:86030louis siqueiros0http://www.mortgagenewsdaily.com/forums/thread/86030.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=86030Christy, this is outrageous for a VA IRRL loan...do you know why the loan has not yet closed, or what is the status for approval and close?. Demand a copy...http://www.mortgagenewsdaily.com/forums/thread/85863.aspxTue, 23 Jun 2009 13:09:07 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:85863Kent Mikkola0http://www.mortgagenewsdaily.com/forums/thread/85863.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=85863Cristy, You would have to review the documentation that you received regarding your rate lock. If you didn't receive anything in writing, you are not...http://www.mortgagenewsdaily.com/forums/thread/85759.aspxTue, 23 Jun 2009 02:44:39 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:85759Jane0http://www.mortgagenewsdaily.com/forums/thread/85759.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=85759Hello, I was in the process of a VA Streamline Refinance(IRRRL) and my current Mortgage Specialist sent me an email saying that my rate lock expired today...