http://www.mortgagenewsdaily.com/forums/36.aspxFind mortgage related information, mortgage help and get answers to your mortgage related questions.enCommunityServer 2008 SP2 (Build: 31106.96)http://www.mortgagenewsdaily.com/forums/thread/36207.aspxSat, 06 Dec 2008 05:04:13 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:36207Mike King0http://www.mortgagenewsdaily.com/forums/thread/36207.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=36207Steve, Most lenders are at 90 days for this scenario. This question comes thru my office once a week. Last I knew, GMAc, CITI, and Chase were all at 90...http://www.mortgagenewsdaily.com/forums/thread/36136.aspxFri, 05 Dec 2008 22:10:27 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:36136Bob V-G0http://www.mortgagenewsdaily.com/forums/thread/36136.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=36136Bob V-G: Admin Note: No Soliciting in these forums. Sorry didn't mean to offend!http://www.mortgagenewsdaily.com/forums/thread/36134.aspxFri, 05 Dec 2008 22:02:09 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:36134Kent Mikkola0http://www.mortgagenewsdaily.com/forums/thread/36134.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=36134Steve Leary: How long does it need to be off the market before an underwriter will consider it less risky? Some other lenders may be willing to take your...http://www.mortgagenewsdaily.com/forums/thread/36131.aspxFri, 05 Dec 2008 21:58:31 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:36131Steve Leary0http://www.mortgagenewsdaily.com/forums/thread/36131.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=36131How long does it need to be off the market before an underwriter will consider it less risky?http://www.mortgagenewsdaily.com/forums/thread/36120.aspxFri, 05 Dec 2008 21:42:08 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:36120Kent Mikkola0http://www.mortgagenewsdaily.com/forums/thread/36120.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=36120Steve Leary: No go on the exception. Is this pretty much the standard for all underwriters? I would not say this is the standard. Different companies will...http://www.mortgagenewsdaily.com/forums/thread/36107.aspxFri, 05 Dec 2008 21:12:02 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:36107Steve Leary0http://www.mortgagenewsdaily.com/forums/thread/36107.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=36107No go on the exception. Is this pretty much the standard for all underwriters?http://www.mortgagenewsdaily.com/forums/thread/35502.aspxWed, 03 Dec 2008 22:43:34 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:35502Kelcey0http://www.mortgagenewsdaily.com/forums/thread/35502.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=35502Bulldog, Glad to hear that you are a responsible home owner! Your excellent credit will likely play into the lender's decision when they are considering...http://www.mortgagenewsdaily.com/forums/thread/35497.aspxWed, 03 Dec 2008 22:24:51 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:35497Steve Leary0http://www.mortgagenewsdaily.com/forums/thread/35497.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=35497Thanks for the excellent advice. I now understand the reasons for the need to get an exception. I guess when I took my home off the market and started...http://www.mortgagenewsdaily.com/forums/thread/35488.aspxWed, 03 Dec 2008 22:07:50 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:35488Kelcey0http://www.mortgagenewsdaily.com/forums/thread/35488.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=35488Giving "cash out" of a home that has recently been for sale is risky for a bank, as there is some chance that you will take the new loan, and...http://www.mortgagenewsdaily.com/forums/thread/35476.aspxWed, 03 Dec 2008 21:38:10 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:35476Steve Leary0http://www.mortgagenewsdaily.com/forums/thread/35476.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=35476Is the origination fee a negotiable fee? My LO is charging me 1% but I believe there to be better deals out there. Also, have you seen many exceptions...http://www.mortgagenewsdaily.com/forums/thread/35241.aspxWed, 03 Dec 2008 04:47:23 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:35241Bob V-G0http://www.mortgagenewsdaily.com/forums/thread/35241.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=35241Admin Note: No Soliciting in these forums.http://www.mortgagenewsdaily.com/forums/thread/35067.aspxTue, 02 Dec 2008 19:07:03 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:35067Justin Alexander0http://www.mortgagenewsdaily.com/forums/thread/35067.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=35067I would simply let LO1 know that you have done your research and there are other options out there. No need to tell him about a specific LO you are working...http://www.mortgagenewsdaily.com/forums/thread/35059.aspxTue, 02 Dec 2008 18:25:05 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:35059Steve Leary0http://www.mortgagenewsdaily.com/forums/thread/35059.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=35059Thanks for the advice Justin. Should I let Loan Officer #1 know about Loan Officer #2? Also, if I locked at 6, my loan officer said we can float it if...http://www.mortgagenewsdaily.com/forums/thread/35052.aspxTue, 02 Dec 2008 17:58:11 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:35052Justin Alexander0http://www.mortgagenewsdaily.com/forums/thread/35052.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=35052You can cancel your loan in process with no ramifications. You should check with your Loan Officer to get status on this before you make the move. Lenders...